Workers comp insurance commonly known as workers comp is a mandatory insurance that protects employees in the case of illness or injury while at work. Workers compensation also protects the employer from being sued by an injured employee. Workers compensation insurance is important to be carried by all employers in all states but the rules governing workers compensation vary from one state to the next.
One misconception many have about workers compensation insurance is that it only covers employees while on the employer?s property. It can also cover accidents and injuries elsewhere if the employee is conducting company business when injured. Some illnesses may also be covered.
Workers compensation insurance handles all of the employee?s medical bills, lost wages while struggling to work and other money that is lost due to the accident. The insurance will make these payments no matter who is seen to be at fault in the accident. Some states lets the employer not to pay if the employee is found to be ingesting drugs or alcohol. If a death occurs, it also pays a death benefit to the employee?s family.
Work comp insurance offers other benefits based on the type of injury and the seriousness of the injury. Some of the other benefits it may pay include disability benefits, vocational rehabilitation, supplemental job displacement benefits, permanent disability benefits, temporary disability benefits and death benefits.
All workers are eligible to prompt care at the time of the accident it doesn?t matter what type of care this calls for. It can vary from physician care to hospital care, emergency room, ambulance services or whatever else is required to protect the health of the employee. All of this is charged to the employer.
Workers compensation occurred after public outrage at the working conditions of most American workers. Most states implemented their workers comp laws around 1910 when California implemented their plan. This makes workers compensation older than Social Security and many of the other laws that are around today to protect workers.
Your employer must purchase their insurance from a reputable company or from the state in which the business is located making sure that workers are given proper coverage. Worker comp is a no-fault insurance, which means that no blame should be placed before the coverage starts. Workers compensation coverage is a right of all employees of all companies. Before you start a job, you have to get every detail of the coverage your employer offers you.
Well I hope I have help point you in the right direction for your business and your needs for GA Workers Comp Insurance or GA Workers Compensation.
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Source: http://carsandinsurance.info/insurance/workers-compensation-insurance-important-information
tim tebow christopher columbus aaron rodgers steve bartman columbus day columbus day nancy shevell
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